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If you’re planning on adding a house extension to your property, you’d probably be worried about whether or not your proposed extension would require a planing permission. Well, it may be relieving to know that not every house extension project would require a formal consent, and in fact, several extensions are covered by the permitted development rights. Not only can this save you a considerable amount of time especially at the project’s planning phase, but it’ll also save you money on the application fee. In the UK, single storey extensions to the house’s rear can be 3 metres deep for both semi detached houses and terraces or 8 metres deep for detached homes.

So how do you know when you’d require a planning permission for your home extension? Well, if your extension plan fits these criteria explained below, then your project is most likely going to be allowable as a permitted development.

• Extensions, which includes previous additions, must not go beyond half of the original house’s total surrounding land area.

• The main elevation, or side elevation where it fronts the highway, must not be extended forward.

• For single storeys, the rear additions must not extend more than the original house’s rear by more than 3 metres in both semi attached homes and terraces (4 metres for detached houses).

• Extensions to the side must be a single storey with a height not exceeding 4 metres and not going beyond 50% of the original house’s width.

• Extensions hat within 2 metres of a boundary should have a eaves height not more than 3 metres.

• Multi storey addition must not extend beyond the original house’s rear wall by a maximum of 3 metres or 7 metres of the boundary opposite the rear wall.

• Permitted development rights do not apply in listed buildings or designated areas.

In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

If you’re thinking about refurbishing your house or property but don’t know how to go about it, then you’ve come to the right place. In truth, not every home refurbishment works goes in exactly the same order, however it’ll do you some good to abide by a specific plan in order to avoid both unnecessary works as well as expenses. For instance, how would it feel if you have already closed walls and paint only to realize that there’s a need to include a new plumbing stack that has to go behind the wall? Not good, right? Well, this guide is designed to help you avoid such frustrating situations. Let’s have a look!

✓ Establish a plan. This involves carrying out a good assessment of what you’d like to refurbish and set the priorities like deciding where to start and making sure you have both the time and budget to complete the project.

✓ Set a budget. Establish a final amount that’ll be the threshold to your spending. It’s always good to add an additional 10% to 15% to cover unexpected costs.

✓ Hire a contractor. Carry out a research, reach out to many contractors, compare their prices, work quality as well as integrity before hiring.

✓ Talk to your insurance company. Find out if you have the amount of coverage that suits your needs from your insurance company before and after your project.

✓ Secure permits and order materials. Make sure you check with the latest regulations before commencement. Once done, you can start ordering the required materials.

✓ Start demolition. This is optional as it only applies if space is being added.

✓ Work behind the walls. This include doing all the works necessary behind the walls like plumbing, electrical, heating etc.

✓ Paint and install flooring

✓ Fit in the cabinetry

✓ Add finishing touches. This includes the last details and decorations.

Generally, extensions can be a very tricky undertaking - where it can be quite difficult to have a clear comprehension of the rules, regulations as well as costs. Therefore before you rush in to kick start your ground floor extension project, it’ll be wise to get a good grip on the cost. In this article, we’re going to give you a rough estimate of the cost of a ground floor extension. Let’s take a look!

Just like several other home improvement projects, the cost of constructing a ground floor extension is based on a number of things which includes the size, materials used, your location, the quality of the tradesmen or company hired and lots more. For instance, if you happen to reside in London, the cost of your ground floor extension is going to be a lot higher than the other regions.

The single cost of a ground floor extension should fall within the range of £1,500 per square metre to about £2,000 per square metre. However, if you happen to live in London or the South East, this price can reach up to £1,900 per square metre to about £2,400 per square metre. These prices are for good quality ground floor extensions only. Basic or low quality extensions would naturally cost less while superior quality extension will cost more.

Now looking at the size of the ground floor extension, if you’re looking for a size of about 5m x 5m, you can expect to pay a price within the range of £32,000 to about £36,000. And as usual, in London or the South East, this price can reach up to £50,000 or even more. And that’s just for constructing the extension. If the other relevant costs like the 10 percent to 15 percent professional fees for the architect, planning application (if needed), building regulations and more, the price goes up.

A barn conversion is where an agricultural building is altered to serve a different purpose. Lots of barns conversion projects involve converting an old barn into one or more homes. However, barns can also be converted into other types of commercial building, like offices.

Over the years, garden rooms have gradually become a popular choice amongst homeowners as a cost effective way of expanding living space within a home or property. A garden room is basically a living space and a type of pavilion building made from wood that’s well insulated, double glazed as well as electrically wired. It’s however a building which is subsidiary to the main one, built with the purpose of creating an extra functional space within the property. These garden outbuildings are very functional and can be used as a garden studio, office, salon and much more. They can also be incorporated for recreational purposes for evening relaxations, family and friends get-together, lounge or even spa. Other possible uses of a garden room include gyms, pool houses, playrooms, dens, home cinemas and game rooms.

Garden rooms are functional living spaces that are usable throughout the year. And with the rate at which their popularity is growing, you’ll find some companies offering cheap and low quality alternatives featuring shed like construction and felt roof. Garden rooms, on the other hand, are a valuable investment with superior designs and top notch build. They’re constructed in a very similar way to houses with timber frames. Furthermore, they are fully insulated and can also include the normal building solutions such as heating and running water, electricity and many more depending on the requirements of the home or property owner. With the durability of garden rooms being a major objective, they’re typically clad in natural solid timber like Cedar, Larch or Acacia. Materials such as EPDM rubber or cedar shingles are normally used for the roof covering. What’s more? They usually have large expanses of glazing and glazed doors fitted.

A garden room extension, also referred to as Sunroom or Solarium, is basically a stand alone garden building that’s totally detached from the home. They are typically semi-glazed building that features a tiled roof rather than glass. What would have been good examples of garden rooms extensions include conservatories, orangeries as well as pool houses, however they are constructed with the help of different materials and features which ultimately makes them different to garden rooms.

Garden room extensions are built with the major purpose of adding extra functional living spaces for a wide range of room options such as a second living room, dining room, study space, home garden office or a rehearsal space - the options are numerous. In other words if you’re looking for an additional usable space within your home or property, a garden room extension can be designed to suit your needs. So whether you need comfy sofas for evening relaxations, a sturdy office desk for work or large dining room table for dinners with family and friends, a garden room extension can be all that you need to achieve to your living space goals or just to add more value to your property.

Garden rooms extension has multiple alternatives such as a conservatory, garage conversion, loft conversion, extension and garden rooms. However, it has some great benefits over its alternatives. These benefits include, being very cost effective, hassle free, can be built within 5 to 9 days, rarely requires planning permission, does not require building regulations approval, includes a full professional installation and management without any need for subcontractors, modern and unique as well as being very versatile. Overall, if you’re looking to create an additional space in your home without having to break the bank, then garden room extensions may be your best bet.

How Much Does It Cost To Have A Loft Boarded?

More often than not, several homeowners fail to realize there’s so much value sitting right under their roof - the loft. When a loft is boarded, there are so many juicy benefits that can be derived. It can be used as a storage room, spare bathroom, home office and several more functions. Therefore, if you really wish to maximize the space under your home’s roof, you’d have to considering boarding it. So how much would it cost to have your loft boarded? Here, you’ll discover the cost of boarding your lofts so you that you can set a budget and start to plan.

The cost of boarding a loft is actually affordable for several individuals, simply because you’re allowed to floor as much or as little as you require. And while you’re up there flooring and fitting the loft boards, you can as well decide to upgrade the insulation of the loft too. This way, you be able to prevent heat from escaping through the roof of the house which helps improve energy efficiency and ultimately, save you some money on heating bills.

If you’d prefer to make it a DIY project, the cost of 18mm chipboard is about £8 to £10 per sheet sized 2400m x 600m. Meanwhile the insulation boards should range between £18 to £22 for a sheet.

For a professional service, you’ll be provided with a quote for both the materials and labour. The amount will be based on the number of boarding required as well as the method selected. For an average storage space needs, flooring size of about 15m2 is suitable. The price for this quantity would be between the range of £50 to £700 for the counter barren method or above £1000 for a more sophisticated method.