Find a Builder you can trust in Emsworth.

In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

Have you been advised by a structural engineer or a surveyor that your building needs to be underpinned? Well, this might just have you wondering what underpinning really is and how long it lasts. In this post, we’re going to tell you more about underpinning to help you make the best-informed decision possible moving forward. Let’s take a look!

Basically, underpinning refers to the incorporation of one of various methods to reinforce or repair the old foundations of a building or structure mostly to remedy or avoid subsidence. Now, subsidence can be caused as a result of poor soil quality, increase in the load on the foundation like adding a new storey, excavations below the building as well as inadequate foundation which is more common in older buildings. When an underpinning remedial work is carried out, there are a plethora of benefits that comes with it. It’s preserves the structural integrity of your building by strengthening it, make it a lot more attractive, increases the property’s value and makes it a lot safer for both you and your loved ones. So how long does underpinning last?

Well, many underpinning contractors will offer you a 10-year guarantee of its underpinning solutions for defects. Primarily, there are two reasons why underpinning can fail which is poor installation and fresh issues arising or unforeseen circumstances. While the first is an issue that can be avoided by employing the services of an expert contractor who possesses vast experience and knowledge in the field, the second can not be avoided. However, in the absence of the unforeseen issues, underpinning is expected to last for the natural life of the building, so far it has been expertly installed.

Cutting a plasterboard is a relatively simple process requiring only some basic tools. Unfortunately, the lack of knowledge serves as big deterrent for many people who wishes to put it to good use. Plasterboard can actually be sawn using an ordinary timber saw that’s fine-toothed to get a cleaner edge. However, the basic tools you may also need includes a sharp knife (Stanley Knife), pencil, a fine sandpaper, a straight edge and measurement tape as well as a wall board saw. Let’s have a look at the cutting process!

• Firstly, you need to put the plasterboard sheet flat on a firm surface.

• Use the tape measurement to measure the cut you wish to make.

• With the help of a pencil, simply mark out the part you wish to cut on the plasterboard’s front side.

• Once marked, place a spirited level over the marked spot on the plasterboard sheet you want to cut.

• Cut a shallow mark into the plasterboard sheet using the Stanley Knife to cut along the edge.

• The cut should be slow and gradual to ensure you do not wander off the edge of the marked area.

• Once the shallow cut has been made, turn the plasterboard sheet on its edge and deliver a quick and sharp push towards the plasterboard’s back and on one side of the cut.

• Place the plasterboard sheet backing against a flat surface ensuring the line of the cut is over an edge. Once done, give a quick and sharp push towards the back of the plasterboard sheet and on the part of the board is reaches beyond the edge.

• Using a fine sandpaper, remove all forms of paper burrs.

The process of cutting plasterboard requires a lot of practice. If you lack the training and experience, the cutting process is best left to a proficient professional who can guarantee the best results the first time and save you some additional costs due to potential damages.

Sand is a very important element in bricklaying as far as a mortar mix is concerned. Generally, the quality of the sand is the major factor determining the quality of a plaster mix or mortar mix. It’s recommended that the sand should have enough ‘fines’ (- 75 micron material) to get a good plastic mix with a water content that’s less than 350 litres/m3. Generally, a mortar mix or plaster mix is made within the range of one bag of cement to 200 to 300 litres of damp sand.

Apart from experience the next best indicator of the quality of sand is a field test. In other words, if you do not have the required training or experience in bricklaying, the best bet to determine the amount of sand for a good quality mix is by carrying out a field test. Let’s have a look!

• Get about 50kg of sand and air dry it.

• Scoop 25kg of the sand, 5 kg of cement as well as litres of water ( with 1 litre and 1.5 litres of the water in different containers).

• Mix the cement and sand to form a smooth, uniform and consistent colour.

• One after the other, mix the the sand - cement mixture in the three quantities of water. Do this until you’re able to achieve a mix that’s workable enough to use as plaster.

With that done, you should take note that if 5 litres of water is sufficient then the quality and quantity of the sand is perfect. If you’d require 6 litres of water to get a mix workable as a plaster, then both the quality and quantity of the sand is average. However, if you’d need 7 litres of water to get a mix workable as a plaster, then the quality of the sand is poor. Any requirement of water above 7 litres implies a very poor quality of sand.

The short and simple answer is yes, fitted wardrobes add value to any home or property. Owning a home is mostly the single most expensive asset that a person can possess. And as a result, your home is a very special asset that you’d want to make conducive and maintain to the best of your ability. To retain the value of your home or even add to it, you have to learn how to maximize its potentials using different means. In the UK, a big issue for most households is usually the lack of storage space and most especially, the quickly shaped bedrooms which is really affected with storage problems. It almost always seems like there isn’t enough space to keep our clothes as well as the never-ending portfolio of accessories, devices and gadgets. Therefore, an extra or excess usable room inside a home is always a premium.

In other words maximizing the space you have, especially the unused ones, is a great way to add value to your property. Custom made fitted wardrobes are a great means to making the most out of the space within your home and are also designed to last for several years. Unlike the freestanding wardrobes, modern and fitted wardrobes are not only visually appealing, but they’re also customizable to fully maximize every inch of space within the room. As a result, they’re the ideal solution especially for loft rooms where the bedroom may be slope or oddly shaped to make the best out of the space available.

Potential investors are always eager to invest in homes with enough space that are well maximized. Therefore, a fitted wardrobe will not only help you create a better demand for your home at the point of selling, but it’ll also go a long to increase its value in so many ways.

Builders are everywhere, but finding one for your project can be tricky and stressful, with both cost and reliability coming into question. This is even more worrisome when you’re fully aware that your house extension can only be as good as the builder. If you’re also facing the same challenge, then you’ve come to the right place. In this article, we’ll share with you some tips on how to choose a professional and reliable builder who’ll ensure you get immense value for every penny spent. Let’s take a look!

✓ Ask for recommendations. To find a tradesperson, not just a builder, personal recommendations is the best way to go. Building a house extension is a major undertaking which comes with a lot of costs, so if you’re going to do it the least you can do is ensure you do it right. Carry out your research, ask friends and family, neighbours and loved ones if the know of any reliable builder in the local area. If they’ve have one they’ve used, you can request for the cost, quality of the job done, the duration of the project and any other detail you feel you should know.

✓ Search Online. Use our search feature to look at the builders available or submit and enquiry and we will find you one. Our site holds details of numerous builders and building companies which you can go through their ratings to select the best.

✓ Select a reliable builder from trading association. Most reliable builders are usually a member of a recognized trading association or the other. Though this is not obligatory for builders, but it can be used as a dependable medium to find a good builder. We list what trade association the builders are a member of.

It’s a fact that a garage conversion can go a long way to add a resale value to a home or property. Therefore, in the event whereby your home already has parking facilities in place you can put into consideration converting your garage into a habitable space which will add to the sales price of the house by adding an extra room or increasing the floor space. So exactly how much does a garage conversion add to your home’s resale value?

Garage conversions can be seen as a cost effective means of adding more space to your house. However, not only does it add space, but can also add up to 20 percent to the value of your home. It’s also a way of adding an extra living space to your home that’s not under strict planning complication unlike the alternatives. Generally, if your garage happens to be connected to your house, the cost of converting it to another room should between £10,000 to £20,000. As a home owner, converting your garage into an extra room can help increase the value of your home by up to £45,000. And if you’re to comply with the set rules under permitted development rights, you may not even require to submit a planning application.

In the event whereby your garage is detached from your house or perhaps you live in a flat ( or maisonette) or a listed building , you’ll need to apply to the local authority before commencing your project. It’s always wise to check if there aren’t any planning conditions attached to your home or property.

In general, you won’t need planning permission to install soundproofing. If you are installing soundproofing against a shared wall, you will usually need to follow the rules and restrictions set out in the Party Wall Act. In listed buildings and conservation areas, there may be extra restrictions on soundproofing.