Find a Builder you can trust in Berkhamsted.

It can be very hurtful when you’re looking to get a house and then identifies one that’s almost perfect, but that one thing that’s lacking is significant enough to prevent you from making an offer. For instance, you may like neighbourhood, the lot’s size, the number of bedroom and lots more. However, the only thing that’s holding you from making an offer is the outdated kitchen. This is the point where you wonder whether a mortgage can include the cost of renovation. In this article, we’re going to give you a good insight into this and more. Let’s have a look!

One of the major things your lender will put into consideration when you apply for a mortgage is the price of the property in question. For instance, so you’ve found your “almost perfect home for let’s say £400,000 and the cost of your intended renovation work runs up to about £150,000. In this event, you’re definitely going to find lenders who wouldn’t be too keen to let go of their cash. And that’s mainly due to the fact that lenders are only able to afford you, at best, 95 percent of the purchasing price. In other words, if you really want the house, you’ll have to finance it yourself no matter how much potential you think the house possesses.

This, however, does not mean that you can’t find some mortgage lenders who’ll allow for building costs. They exist, but this will mostly take place when the work is complete and the property is revalued. You may also be lucky enough to get a purchase plus improvements mortgage which allows you to renovate now and pay off the renovations over time at a better interest rate than other loan types.

Render serves two basic functions. One is it’s protective qualities as render acts as waterproof for the wall which enables them breathe by allowing water vapour move from the inside to the outside of the structure while also working to prevent water or rain from finding its way inside the structure. While the second function is the decorative qualities as render is able to provide the structure with a fine finish and colour to make the building a lot more appealing and correcting faults in line and level in the masonry.

If you wish to apply render on your external wall, you’d probably be wondering just how thick the render should be to perfectly serve both of functions. In this article, we’re going to take a look at just that!

For a render thickness, the British Standard Wind Driven Rain Index has come up with 4 ratings which include Sheltered, Moderate, Severe as well as Very Severe. An area with Very Severe rating include South West England. This rating implies that the thickness of the render in this area should be increased to at least 20mm for a direct one coat render applications as well as 5 to 6 external wall insulation base coat applications. And if you happen to reside within one mile of the coast, it’s strongly recommended you incorporate an extra repellent protection like Paraguard AG from Parex.

In general, render that’s prepared on site with cement and sand should be have a minimum of 20mm to 25mm thickness. Although, it should be noted that the quality of the render is based on quality of the sand incorporated, the design mix as well as being largely dependent on how good the mixing technique from the applicator is. The most common reasons why traditional renders fails is due to both poor mixing ratios and low quality materials used.

Does A Single Storey Extension Add Value To Your House?

When you’re looking to construct a single storey extension or perhaps you’re just searching for means to increase the value of your property, this question always pops up. The short and simple answer to this question is a resounding yes, a single storey extension can go a long way to increase the value of your property. Just like any other home improvement, when done right, adding a little extra living space is one of the top things you can probably think of that’ll provide a cool increase in your property’s value. However, before you rush in you must also take note of some factors so you can be certain a single storey extension is the right option for you. These factors include the quality of the build, complexity of the build, cost of the build versus the value gain, ceiling price in the area, finance costs as well as the inconveniences and stress.

Generally, the average cost of a single storey extension can range from £34,000 to £37,000. For this price, you should get a standard sized rear or side extension which also includes the cost of a kitchen - it’s the most commonly use for a single story extension especially in the UK. So it’s important to know the value they’ll add to your house before deciding to make such an investment.

The value added to your property will depend largely on the quality and size of your single storey extension. The value is usually calculated by estate agents using the number of bedrooms, bathrooms as well as the floor area. Inside London, it’ll typically be priced at £5,000 to £10,000 per square metre, while outside London should be within the range of £900 to £2,000 per square metre.

Driveway surfacing materials like concrete, asphalt and clay brick usually crack because they’ve been exposed to extreme temperatures or put under high pressure. It’s important to repair driveway cracks before they get worse and cause damage to vehicles and perhaps others to trip on raised cracks.

A barn conversion is where an agricultural building is altered to serve a different purpose. Lots of barns conversion projects involve converting an old barn into one or more homes. However, barns can also be converted into other types of commercial building, like offices.

When it comes to extending a home, the rear of the house often comes to mind a lot more than the front. However, this doesn’t mean that you can’t extend the front of your house. This can be done either as part of a renovation project whereby the entire house is incorporated or it can also be done in isolation. It’s possible to extend the front of your house without the need to apply for a planning permission, however, there are a bunch of limitations you’d have to comply with if you wish to carry out with such a project. Sometimes, this may imply that extending to the front of your home is more tedious and tasking than extending your home’s rear. So exactly how far can you extend the front of your home without planning permission?

The short and simple answer to this question is 2 metres square area with a height not more than 3 metres. Generally, you do not need a planning permission to build a front porch as long as its area doesn’t go beyond 2 square metres from a public road or walkway. Also, a tiled or slated roof can be as much as 4 metres but other roofs must not go beyond 3 metres in height. If you want to extend the front of your home beyond the restrictions specified, then you’ll have to apply for a planning permission.

Extending the front of home can be quite costly, but this can be controlled by not building to the extension to the highest specification, not including an extension on kitchens or bathrooms and more.

Over the years, more and more home and property owners are beginning to realize the huge benefits that can be derived from loft insulation being a worthwhile investment. It’s quite worrisome the way in which energy bills have soared over the past 10 years and loft insulation is a considerable affordable energy efficiency measure that can go a long way to help increase your home’s energy savings.

As far back as the 1980’s, the standard when it comes to insulation thickness was 25 mm to 50 mm which was, at the time, considered to be sufficient. However, building regulations have changed the norm that now states that a new build needs to possess 270 mm of insulation in the loft in order to achieve the required u-value of less than 0.16/m2k based on the standard rock wool or sheep wool insulation.

Generally with loft insulation, there’s a law of depreciating returns which implies that the first couple of insulation centimetres will save you many times the cost of the installation, however an extra layer or centimetre is going to add less value to the point where it’ll no longer be wise or worthwhile to add any further centimetre. Therefore, with cheaper energy prices 30 years back, that additional couple of centimetres was not just worthwhile, but with the recent alarming rises in costs of fuel, that additional £10 savings per year has all of sudden changed to £30 which makes it become a lot more attractive.

If you already have 270 mm of loft insulation, regardless of the material you’re looking to add you’re most likely not going to benefit from a top up. The cost of the materials and installation will definitely be too high for the couple of pounds it’ll save you per year.

How Much Is Plasterboard?

Do you wish to install plasterboard in the nearest future? If yes, then you’d probably want to know the amount it’s going to cost. Here, we’ll give you a detailed plasterboarding prices breakdown to help you calculate an estimate for your project.

A plasterboarding project including the cost of both materials and labour with the use of a high quality panels is about £4 to £5 per panel. Therefore, if you wish to calculate on the basis of a standard room about 12x12ft would cost about £500 to £600. However, this price can fluctuate significantly depending on the professional as well as the quality of the materials you wish to incorporate in completing the project. We’d recommend that you hire the services of a professional with accreditation as he would provide you with a detailed quote with no hidden charges or costs. To give you a clearer idea, we’ve taken the time out to put together some estimated costs of employing the services of a seasoned professional plasterer to supply and plasterboard your home or office. Let’s take a look!

• A 6 x 12ft room with panels and plasterboard should have an average cost within the range of £250 to £400 and duration of one to two days.

• The individual cost of plasterboarding or drywalling a standard 12 x 12ft room should have an average cost within the range of £500 to £600 and duration of one to three days. These includes 60% for materials used (£330), 30% for tradespersons (£165) and the remaining 10% for waste removal (£55) to give a total cost of £550.

• A 12 x 24ft room with panels and plasterboard should have an average cost within the range of £1000 to £1200 and duration of three to six days.