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What is your garage being used for? If your answer is anything besides your vehicle, you’re in the majority in the UK. In the country, according to a research by Admiralty Loans, several home and property owners now use their garage as dumping ground for all sorts of stuffs asides a car. Ultimately, this gives rise to garage conversions as the more or less underutilized space can be converted into a living space which can be more beneficial while also adding more value to the property.

A garage conversion is a fast and relatively affordable route to adding more floor space within your home. It’s basically the act of changing your garage into something other than a storage or a place in which you can park your car. This can be anything from a bedroom to a playroom and anything in between. It’s a great way to provide extra space to allow your family to spread out and have more privacy while still within the walls of your home.

A garage conversion project is a huge one which mostly does not require a planning application so far the conversion is internal. However if you’re planning to increase the garage’s size or change the exterior of your home, or convert your garage into a separate room, then you may require a planning permission before getting started. It’s always wise to consult your local authority before carrying out any work to be on the safer side.

A project of garage conversion’s magnitude is better left to a reliable professional who have the experience when it comes to dealing with building regulations and more. This way, you’d also get to save yourself some headaches and some extra cash which may result from possible costly errors.

If you’re considering rendering your house or property, then you’d most likely want to know whether or not applying for a planning permission will be needed. In several cases, planning permission will not be required for the maintenance, repair as well as replacement of the existing render on your building. These activities are covered by what’s called “Permitted Development Rights, which allows you to carry out some activities without having to apply for a planning permission but always subject to following some strict guidelines. For rendering, as long as the material (render) possesses an identical appearance to those existing on the house as well as same colour, then you will not require a planning permission. However, there are a number of projects that have been highlighted in which a planning permission would be required. These includes the following:

✓ Re-rendering in a colour that different from the original one used on the house or building.

✓ Rendering over brickwork which was not originally covered.

✓ Rendering over pebbledash

✓ Removing pebbledash and replacing it with render.

Another exception to the Permitted Development rights are for houses in conservation areas, national parks or areas of outstanding national beauty.

Although, you wouldn’t normally require to submit a planning application for approval before you apply render, but in truth it’s actually a bit of a grey area which isn’t totally clear and doesn’t allow for much freedom or creativity. And due to this fact, homeowners who wants an absolute peace of mind may opt to apply for planning permission just in case. It’s also worth noting that whether or not a planning permission is required, a huge rendering work will need to comply with building regulations which includes the need to insulate walls on the inside or outside as part of the work on several older properties .

Patios do not require lots of maintenance. They will only need occasional cleaning to make sure that the material keeps its original appearance. It's always best to clean your patio with a pressure washer and occasionally tap each slab or brick just to check the sand underneath hasn't washed away.

Are you looking to create some more space in your home with your garage being almost dispensable? If yes, then considering a garage conversion project may be the way to go. Unlike many other extension options, garage conversion does not take up an additional space as it only changes the current structure of the garage. As a result, the cost of completing a garage conversion project can be relatively attractive when compared to other space creating alternatives. So exactly how much would a garage conversion project cost? Well, there’s no precise answer for this as several influencing factors come to play. However, in this guide we’ll give you a rough idea of the average costs that you’re likely going to encounter. Some of the factors that can influence your budget dramatically includes the following:

• The size of the conversion. The larger the size of the garage per square feet, the more cost you’ll have to expend.

• The type of your property - listed buildings are usually more expensive.

• Your location in the UK. If you stay in London where there’s a higher demand, you’ll most likely pay more.

• You’re likely to pay more if a specialist knowledge is required.

• The amount of glazing to be installed

• Quality of the materials to be incorporated.

• Quality of the professional to carry out the installation service.

On average, when it comes to garage conversion projects, you’re likely to pay the following depending on the per square metre given:

• A single garage of about 15 square metre will cost within the range of £6,000 to £15,000.

• A double garage of about 30 square metre will cost within the range of £12,000 to £30,000.

When thinking about the right insulation material for your loft, some of the first few things that comes to mind is the various properties of that material as well as how good they fit with your home’s needs.naturally, you’d like to ensure that the insulation will be efficient enough to add to the overall energy efficiency of your home, however there are also other features that may not get as much attention but also happens to be equally important. As the primary function of an insulation is to blanket your house to offer a barrier against heat loss, going for an insulation material that’s also fireproof is crucial as loft insulation can burn. Although most insulation materials are fireproof, a myriad of problems can actually make your insulation burn.

For instance, fibreglass insulation is produced using glass combined with plastic polymers and is naturally resistant to fire. However, even at that you’d have to be careful with batts that are supported with foil or paper due to the fact that these materials can burn pretty quickly. Cellulose, on the other hand, is not fireproof and is required to be treated by other flame retardants in order to help reduce combustion. Some of the best insulation materials that are resistant to fire includes the following:

• Fibre glass. This is made of glass that’s spun into fibres, then combined using plastic polymers. As a result, fiberglass insulation is naturally resistant to fire.
• Mineral wool. Having a high melting temperature, this insulation material happens to be a great fit for thermal applications due to its superior fire resistant properties. In fact, mineral wool is still naturally non-combustible even if composed of recycled iron and steel by-products, or from actual mineral rock itself.

Before the commencement of any project, it’s always best to get an estimation of the cost. However, determining the cost of an external solid wall insulation is not the easiest of tasks as it relies on varying components such as the insulation materials to be used, labour cost and installation as well as the type of decorative finish to be incorporated. And depending on your choice of insulation material, some may need some adhesives while others may require some fixings which also contributes to the differences in price. As a result, the determination of the material cost alone can be tricky and even more so when various materials cover varying areas.

With that in mind, the cost of external solid wall insulation generally ranges between £80 to £100 per square metre2. As a result, a small flat can cost from £6000 to £9000 whereas a large detached house can have a price ranging between £21000 to £23000. To earn back your investment in terms of energy bill savings can take a couple of years, but it’s surely worth the try as there are several other benefits associated with installing an external solid wall insulation system. What’s more? Another huge factor that can influence the cost of your system is also the amount of work that’s required, how easy it is to be accessed by the installers and lots more

If you’re looking to cut down on the cost of your external solid wall insulation, then the best time for an installation might just be when you’re having another decorating or building project done such as fitting a new roof, window painting, installation of solar PV panels and more. This way, you’ll be able to spread the cost and have a greater value for each penny expended.

A dormer loft conversion is a type of loft conversion that’s built making use of a roof’s existing slope. In other words, it’s an existing roof’s extension which is constructed in such a way that allows for an additional floor as well as head room especially suitable for lofts lacking good amount of usable space. The dormer loft conversion is simply an addition to the existing roof looking much like a box-like build constructed onto a pitched roof as it creates walls that are vertical to the slope while also being 90 degrees to the floor.

This type of loft conversion is the most common amongst homeowners in the UK mainly because it represents a cost effective means through which you can add an additional usable space to your home or property. The structure extends for the slope of the existing roof and can easily be altered to suit various tastes or styles. Furthermore, if you’re looking for a type of loft conversion that aids to foster reduced disruption to work, then dormer loft conversion is also your best bet. This is due to the fact that the structure is built from a scaffolding made outside a home.

There are different types of dormer loft conversion and the one which will best suit your property will depend on the property type, be it detached, semi detached or terraced as well as the existing roof shape and size. The dormer loft conversion is a popular choice for a lot of homeowners for a variety of reasons. Let’s have a look!

✓ It’s very cost effective

✓ The dormer loft conversion does not require planning permission so far it complies with certain conditions and limitations

✓ It adds an extra headspace as well as floor space.

In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.