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It can be very hurtful when you’re looking to get a house and then identifies one that’s almost perfect, but that one thing that’s lacking is significant enough to prevent you from making an offer. For instance, you may like neighbourhood, the lot’s size, the number of bedroom and lots more. However, the only thing that’s holding you from making an offer is the outdated kitchen. This is the point where you wonder whether a mortgage can include the cost of renovation. In this article, we’re going to give you a good insight into this and more. Let’s have a look!

One of the major things your lender will put into consideration when you apply for a mortgage is the price of the property in question. For instance, so you’ve found your “almost perfect home for let’s say £400,000 and the cost of your intended renovation work runs up to about £150,000. In this event, you’re definitely going to find lenders who wouldn’t be too keen to let go of their cash. And that’s mainly due to the fact that lenders are only able to afford you, at best, 95 percent of the purchasing price. In other words, if you really want the house, you’ll have to finance it yourself no matter how much potential you think the house possesses.

This, however, does not mean that you can’t find some mortgage lenders who’ll allow for building costs. They exist, but this will mostly take place when the work is complete and the property is revalued. You may also be lucky enough to get a purchase plus improvements mortgage which allows you to renovate now and pay off the renovations over time at a better interest rate than other loan types.

The best way to go about converting a basement depends on its current condition and what you’d like to use it for.

If you’re happy with its size and structure, and just want to turn it into useful storage space, then your project shouldn’t be too complicated. You’ll simply need to make sure it’s damp proof and waterproof – either by fitting tanking or a cavity drain membrane with a sump and pump. You may also need to invest in new flooring, fit basic lighting, and plaster and paint the walls and ceiling.

If you’d like to turn your basement into living space, then you’ll need to think about ventilation, insulation and heating. If this involves creating a kitchen or bathroom, you’ll also need to incorporate plumbing.

If you want to extend your basement, add lightwells, or fit windows and a sunken garden, this makes things much more complicated. You’ll probably want to hire an architect or basement conversion building specialist to help you with the design and planning, and you’ll need a structural engineer to help you ensure your property is sufficiently supported.

Aside from the cold weather not being the most pleasant condition to work in, the winter weather can also cause a lot of problems for construction workers and even more so when you’re working with render. Poor weather conditions can generally cause a lot of harms on the final finish of a render. Below are some of the reasons why you should not consider rendering in a bad weather.

✓ Lime bloom. Render can be impacted by lime bloom as they are subjected to damp conditions and low temperatures while curing. This is due to the fact that cement are intolerant to slower drying conditions especially immediately affect its application.

✓ Top coats can be compromised. Coating are likely to get washed off before they’re even afforded the chance to set if drying conditions are low.

However, because its cold out there doesn’t necessarily imply that work must stop. It’s very possible to render during the winter months but to avoid potential pitfalls, we’ve got some tip that can be of great help. Let’s have a look!

✓ Check the weather forecast. Determine the drying and curing time and watch the forecast for the temperature dropping at night.

✓ Select the most suitable render. There are renders that are suitable for application in low temperatures to about 5℃ or even as low as 1℃. These types of render are fast setting which makes them perfect for the cold condition.

✓ Watch out for frost. Frost and render are enemies. Therefore, it won’t be wise to work with frosted materials, on frosted subtrates or apply below the recommended temperature that’s written on the product’s datasheet.

✓ Protect the finish. Make use of artificial enclosures around the scaffolding to battle adverse weather conditions.

We all need a reliable place to keep our clothes or dresses, however in situations where a standard freestanding wardrobe just won’t cut it, there is the need to put into consideration a fitted wardrobe. For instance, if you have a bedroom with acloves and sloping ceilings, you’ll discover that the standard-size, freestanding wardrobe just won’t be suitable as they’ll appear strange and look very much out of place while also not being able to put the available space to efficient use. In this regard, a fitted wardrobe will do a much better job as it’s a lot more suitable for mostly all types of bedrooms. So if you’re thinking about having one fitted in your bedroom, you’d probably want to know the just how much it’ll cost. In this article, we’re going to provide you with a good insight on fitted wardrobes cost.

Generally, the prices of fitted wardrobes depend largely on a number of factors. These variables include both the quality as well as the type of included fittings. The types of fitted wardrobes with their estimated price range are given below:

✓ Bespoke fitted bedroom wardrobe. This type can range between £2500 to about £3000 depending on the design details. The extras include mouldings, columns and panels.

✓ Simple two section closet. This type can range between £2500 to about £3200 depending on the design.

✓ Large bedroom, three section, six doors. This type of fitted wardrobe features both interior and exterior finishes alongside drawers and hanging space. The cost normally ranges between £4400 to £4900.

✓ Contemporary, sliding door fitted wardrobe. This type usually features three sections alongside door mirrors to make the bedroom appear larger. The cost normally ranges between £2800 to £3600.

How To Dot And Dab A Plasterboard

If you want a fast and simple way to achieve a smooth and sturdy wall which is decoration-ready, then dot and dab plasterboard is the way to go! It’s a relative simple process but can also be a bit challenging. Therefore, if you lack the necessary training or experience, hiring a professional would be a great step to protect your investment and guarantee the best results. Here, we’ll provide you with a deep insight into the plasterboard’s dot and dab procedures. Let’s have a look!

• At the thickness of the board with the adhesive, mark the ceiling and floor as well as the wall to indicate the centre of each board.

• Ensure the wall’s height is 15mm more than the plasterboard

• Make a mixture of the adhesive and achieve a thick consistency. Apply a consistent layer of the mixture around the wall’s perimeter, edge of the ceiling and any other openings with the use of a trowel.

• Select dabs that are about 250mm long and 50mm to 75mm wide and apply the adhesive in them. Make use of 3 vertical rows for individual boards. Also ensure to apply, at skirting level, a band of adhesive.

• Position the board’s reverse side against the dabs, and laying against the packers. Then make the board align with the ceiling and floor marks with the help of a straight edge.

• Raise the board till its tight against the ceiling with a board lifter. Once done, use the plasterboard to wedge the board into place before you remove the board lifter.

• Repeat the same process for the remaining parts of the room. Once completed, make sure the adhesive is set before you remove the boards.

When it comes to extending a home, the rear of the house often comes to mind a lot more than the front. However, this doesn’t mean that you can’t extend the front of your house. This can be done either as part of a renovation project whereby the entire house is incorporated or it can also be done in isolation. It’s possible to extend the front of your house without the need to apply for a planning permission, however, there are a bunch of limitations you’d have to comply with if you wish to carry out with such a project. Sometimes, this may imply that extending to the front of your home is more tedious and tasking than extending your home’s rear. So exactly how far can you extend the front of your home without planning permission?

The short and simple answer to this question is 2 metres square area with a height not more than 3 metres. Generally, you do not need a planning permission to build a front porch as long as its area doesn’t go beyond 2 square metres from a public road or walkway. Also, a tiled or slated roof can be as much as 4 metres but other roofs must not go beyond 3 metres in height. If you want to extend the front of your home beyond the restrictions specified, then you’ll have to apply for a planning permission.

Extending the front of home can be quite costly, but this can be controlled by not building to the extension to the highest specification, not including an extension on kitchens or bathrooms and more.

In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

Driveways usually sink because they haven’t been laid properly. They may not have been dug deep enough, or the installer might not have used the right materials. This will need to be corrected at the earliest opportunity, although in extreme cases, the driveway may need to be completly be relaid.