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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

How To Get A Gas Fireplace Installed

A gas fireplace is one of the most popular means of adding warmth to homes which so many homeowners have now come to terms with, especially with natural gas prices being fairly low for an extended period of time. Properly installed gas fireplaces are not only capable of adding a much needed ambiance and warmth to your home, but also significantly more efficient than the traditional wood-burning fireplaces which mostly produces less heat from the large amount of drafts they consume. Meanwhile a good gas powered fireplace with a properly functioning blower, is very close to being as efficient as a furnace when warming up a room. What’s more? Gas fireplaces also possess a great visual appeal and are also very practical especially when they feature realistic ceramic logs as well as good gas burners.

Installing a gas fireplace by yourself is definitely up there as one of the most advanced DIY tasks you can attempt to try. If you lack proper training and experience, it’s advisable you leave the task to a reliable professional that’ll guarantee the best results while also ensuring costly errors are avoided. This guide will, however, put you in the right direction.

• Construct wall recess to accept the fireplace.

• Punch a hole through the exterior wall of the house to fit in stovepipe thimble.

• Fix a small part of the stovepipe to the exhaust port in the fireplace’s rear.

• Use construction adhesives on the wall around the fireplace opening’s sides and top.

• Apply granite slabs into the adhesive around the opening of the fireplace.

• Put the fireplace in position and ensure the stovepipe goes outdoors through the thimble.

• Use a termination hood to seal the exhaust pipe’s exterior.

• Employ the services of a professional plumber to connect the gas to the fireplace.

• Fit the removable front

• Test the functionality of the fireplace.

Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the standalone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay-out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay-out amount for future required repairs of heating systems which includes both parts labour.

When it comes to gas boilers, this is one of the most frequent questions that always pops up and for a good reason. When you invest a considerable amount of money to acquire and install a gas boiler in your business property, it’s only reasonable not only to expect the boiler to warm up your property efficiently, but also to do so for a long period of time. If you’ve just bought or about to get a new gas boiler, it’s likely you won’t have to worry about getting a replacement for a lengthy period of time. Several commercial gas boilers will last for anywhere between 10 to 15 years on the average. However in the event whereby you have an existing one that’s fast approaching the end of it’s useful life, then you should know the time go get a new gas boiler is just around the corner, and the earlier you make the purchase, the better (to avoid any surprise breakdowns that’ll leave your home super uncomfortable).

Just like any other home appliance, it’s a fact that an older gas boiler ( especially those that have been installed over a decade ago) are significantly less efficient that the new modern ones. When the older versions were manufactured is a completely different time to now as both technology and climate concerns are wide apart. So when your existing boiler is approaching the end of it’s useful life, it’ll be wise to start saving up to cover the cost of getting a new one. However, if it’s only about 5 years ago your boiler was installed, it’s highly likely to still be very efficient.

How Much Does It Cost To Service An Oil Boiler?

With several homes in the UK using gas central heating, about 6 percent of households in the United Kingdom makes use of oil for their heating needs. If you’re one of those homeowners with an oil boiler, then you should know that servicing your oil boiler is a compulsory activity which should be done regularly in order to ensure the safety of your home, boost the efficiency of the boiler while also help you save money as it ensures you do not incur the potentially expensive repairs or even having to purchase a replacement boiler. If you service your oil boiler every year, you can be rest assured that you’ll continue to derive maximum benefits from your prized heating system for a long period of time. So exactly how much will you have to pay to service your oil boiler?

The service cost of an oil boiler is influenced by a wide range of factors which includes the location. However, the average cost of servicing an oil boiler in the UK is between £65 to £90, but depending on the location as well as other influencing factors, this price might be higher or lower.

Due to the higher cost of living and high demands at places such as London and the south east of the UK, you can discover that the cost of servicing your oil boiler can jump to as high as £160 to £190. In other regions, you can also find the oil boiler service cost to be as low as £50 to £60. What’s more? In the same locations, you can also discover varying prices which depends on the available services. Furthermore, in areas where there’s a lower competition from several engineers, the prices may also be higher.

During the cold months ( winter), there’s a high chance for a more frequent occurrence of faults and breakdowns of your boiler as this is the time in which more strain is being placed on the device. Unfortunately, this is exactly the time in which you’d wish to derive maximum benefits from your boiler to keep you warm all through the winter. As a result, home owners are given no other option than to pay the mega boiler repair bills to keep themselves warm and cosy all winter long. There is, however, an option which can greatly soften the blow and that’s having a boiler breakdown cover.

Boiler breakdown cover provides coverage for cost of hiring an engineer to get your boiler back to a top condition while also paying for the parts as well as labour needed to resolve the boiler’s fault. To select a boiler breakdown cover, you should take into account factors like whether or not the policy provides coverage for limited or unlimited call-outs within the coverage period. You should also ensure to go through the terms and conditions of the cover if you can stake a claim if your boiler were to be damaged by a different thing in your central heating configuration or a persistent fault.

There are an array of boiler breakdown package types with little differences which relates to one or more of the following:

• The package monthly cost

• The call outs excess to be paid

• The nature of the helpline. It may be a 24/7 service or just a few selected hours of the day.

Therefore, to answer the question of which boiler breakdown cover, you’d have to compare the different packages to determine the most suitable one for both your needs as well as pocket.

How Much To Install A Gas Cooker?

Gas cooker is gradually becoming more and more popular in the UK, with several homeowners looking to have one installed in their various homes. Whether you’re planning remodelling, conversions or perhaps you own a new building, gas ( be it a natural gas or Liquid Petroleum Gas - LPG) is now the favourite mode of cooking ,heating as well as warming across the country.

The fact that it’s popular, however, is not an excuse to install a gas cooker by all means in order to reduce the cost. When it comes to gas cooker installation, adequate care must be taken to ensure costly errors which can lead to fire outbreaks and other dangers are avoided. Therefore, if you’re thinking about getting a gas cooker installed in your home, hiring a qualified gas cooker installation company would be your best bet.

Prior to the installation of your gas cooker, the gas plumber will confirm whether or not your home is connected to the mains gas supply. In the absence of a connection, you’ll have to request for a new service connection. Immediately the connection is available, the certified gas cooker installation company can then proceed to fit in the appliance.

However, for a free standing gas cooker, the measurement of the gas cooker’s dimension will be taken by the fitter as well as the available space for the installation in order to determine whether or not the gas cooker will fit in. After this, the next step would be to turn the gas cooker on its side and fit in the underpins. The gas pipe will then be connected to the manifold while also activating the gas and checking for possible leakages. Once done, the gas would be plugged into the outlet and a test will be conducted on the gas to ensure it’s running the way it should.

How Do Electric Boilers Work?

Electric boiler are installed in residential, commercial and industrial properties to serve as a reliable source of heat. Unlike other types of boilers that depends on fossil fuel burning to be able to operate, electric boilers are fuelled by electrical energy which ultimately makes it more reliable and powerful compared to its counterparts. This heating option was basically provided for home or property owners who don’t have an access to the main gas supply.

So how does an electric boiler work? Basically, an electric boiler work by heating water. Once heated, the hot water supply is then distributed to various areas across the house or property. In order to achieve the best possible efficiency at the lowest possible costs, new model electric boilers are installed by licensed and professional boiler fitters with the help of a microchip control system. Meanwhile, the microchip control system functions to oversee the management of both temperature level as well as output.

Unlike other types of boilers such as a gas boiler, electric boilers only require minimal service. If you own a gas boiler, it’s crucial to ensure that it’s serviced every single year by a licensed and reliable professional that’s into boiler repair services. During the checks and maintenance services, the gas boilers would need to be checked for possible gas leaks, as well as ventilation poisoning and other problems.

Overall, electric boilers are considered to be one of the most environment-friendly heating system which is more affordable to install in your property than a gas boiler. It represents the most ideal option for homes with gas boiler issues as well as those that are not connected to the main gas supply. What’s more? Electric boilers are also one of the best options for wet central heating and under floor heating.