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When it comes to boiler insurance in the UK, two companies easily comes to mind - British Gas Homecare and Homeserve. Just like any other choice you’d have to make, choosing the company that’s best for you might be a bit difficult especially if you don’t want to make the wrong choice. This article will give you a good insight into the pros and cons of the two companies’ boiler cover to help you make the best choice for your home.

British Gas Homecare Cover

Pros

• Reduced cost of services as a result of the annual payment option.

• An array of affordable packages including both few and several services

• Although vulnerable customers are prioritized, the company offers a 24/7 services.

• Unlimited claims

• Depending on what you wish to get, be it only a monthly boiler cover or more services, you’ll get several services’ options.

Cons

• With a 50% bad rating on a reliable customer review site, you know there is a question mark on the company’s customer service.

• Increment in renewal price after first year of service.

• Lacks cover for the boiler’s sludge or scale.

Homeserve Cover

Pros

• For most individuals, the 5 packages offered are affordable.

• 24 hour help hotline

• From reliable customer rating websites, the company offers a great service.

• Cover costs include both parts and labour.

• There are good options for one-off repairs.

• The options are cheaper than British Gas services.

• There are multiple choices for excess payments for various packages.

• An option for annual boiler repair.

Cons

• Lack of annual payment option

• The price of the packages will increase after the first year

• The services are mostly for houses or flats, while businesses and other types of property are being neglected.

If you’re thinking about getting a new combi boiler, you may be wondering just how much it’s going to cost so as to start making preparations as soon as possible. However, providing a precise cost for the acquisition and installation of a new combi boiler is simply impossible as combi boiler prices vary greatly in price - usually ranging between £1500 to about £3500 based on the brand of the combi boiler, the insurance or warranty, installation, your location as well as the size and power of the appliance. Due to the fact that combi boilers are compact units which doesn’t need a hot water cylinder or a cold water tank to produce heating and hot water for homes, it’s a very popular type of boiler that’s frequently used especially in the UK.

Combi boilers are also widely known to be the most energy efficient type of boiler because they are able to provide an instant supply of hot water anytime you turn on a tap. Combi boilers particularly perfect for flats and houses where space is limited as they have the ability to deliver instant heating and hot water without requiring any extra parts or components.

In the event whereby you’re about to choose a combi boiler for your home or property, it’s always advisable to compare models as well as prices from only the most reliable and sought after brands across the globe. Depending on the manufacturer, the overall quality of the boilers as well as their prices can differ. However, regardless of your budget, you’ll discover there are a plethora of combi boilers available in the market that’ll also suit your taste.

How Much Does A Boiler Repair Cost?

An annual service for your boiler might not seem important and may be easy to postpone to another day, but when it happens to breakdown due to lack of adequate attention, this can be quite painful and also costly.

Before you start thinking about the cost of repairing your boiler, the first thing you’ll need to confirm is whether or not your boiler is still covered by the manufacturer’s warranty. You’d be amazed some warranties can last for as long as 12 years, if yours is still on then you can save yourself a huge amount of of money on your boiler repair. As a result, it’s always crucial to keep the details of your warranty somewhere safe, so you can read them from time to time. You never can tell when the rainy day will come!

Most boiler warranties will require your to get your boiler serviced on an annual basis by a licensed and qualified technician. The cost of an annual boiler service is affected by the time of the year you wish to get it done. When boilers are less useful during the summer months, an annual service is usually relatively cheap when compared to the cold months. Around this period, a boiler service will normally cost within the range of £100 to £150, however for a more accurate quote it’s advisable to contact a couple of professionals and compare their quotes.

The cost of getting a boiler repaired will be affected by a couple of factors including your boiler’s make, the age of the boiler as well as your location and how urgent you need it done. If you have a dead boiler, the cost will typically range from £96 to £348 and a boiler displaying a fault code will cost within the range of £90 to £275. Generally, repairing a boiler will cost within the range of £90 to £400 based on the several factors stated above.

As you would have guessed, the British Gas is one of the leading home assistant companies located in the United Kingdom which delivers a large variety of services to customers and boilers. Basically, they offer four (4) service packages. The first package is an annual boiler service and boiler as well as controls repair. Meanwhile the fourth package (also the largest) combines boiler services with central heating, plumbing, drains as well as home electrics.

Apart from the monthly payment package offerings, customers are allowed to pay on a yearly basis with a large lump sum. If you opt to pay annually, this will help you save some amount of money. There’s also the option of paying an extra £60 to further lower either monthly or annual costs. What’s more? Customers are also allowed to pay an extra of £99 to get either £2.50 for boiler repairs a month or £5.50 for both repairs on boiler and its controls as well as central heating system repairs.

After placing a claim, the repairs required by your boiler would be made within 24 hours. However, in certain cases, there may be some delays as British Gas tend to rate vulnerable customers ( such as elderly persons and families with little kids) higher than the usual ones. All products will include a 24/7 customer support, unlimited call outs as well as a 14 day cooling off period if you choose to remove any service.

In conclusion, British Gas is an affordable and hassle free company offering customers top notch services. Their gas boiler cover include so many juicy benefits you simply can’t afford to miss out on if you have a gas boiler in your home or property.

What Is A Gas Safety Certificate?

Do you wish to know what a Gas Safety Certificate is and if you need to get one?

If you’re in the UK and you own a rental property, you have a statutory obligation to obtain a Gas Safety Certificate. The law ( Gas Safety - Installation and Use, Regulations 1998) stipulates that landlords as a matter of necessity should have all their gas appliances, fittings,and property flues subjected to yearly checks in order to ensure that they’re are totally safe.

The Gas Safety Certificate can be referred to in a number of ways which includes Landlord Gas Safety Record ( LGSR) or CORGI PROFORMA 12 (CP12). The later dating back to when the official body for gas safety in the UK was CORGI. However, the official body is now known as Gas Safe, hence it’s now usually called a Gas Safety Certificate or something along that line. But regardless of whatever you choose to call it, as long as you reside in the UK, it’s crucial to know that if you need one as soon as possible. So how do know if you need a Gas Safety Certificate?

If you’re a homeowner with a property that you live in, you’re not required by the law to obtain a Gas Safety Certificate. There’s nothing like a homeowner’s gas safety certificate, however we’d recommend you subject all you gas appliances and pipework to yearly examinations to ensure they’re functioning properly and safely.

If you’re a landlord in the UK, you’re required by the law to get a Gas Safety Certificate to ensure your property is safe for your tenants. You must reach out to an approved Gas Safe engineer who’ll carry out annual checks on your appliances to ensure that they’re totally safe.

LPG stands for liquid petroleum gas. It’s a by-product of refined crude oil. When it’s put under pressure, LPG turns into a liquid. It’s usually stored in this form. LPG is used as fuel for things like BBQs and camping stoves, as well as central heating.

Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the standalone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay-out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay-out amount for future required repairs of heating systems which includes both parts labour.

Biomass boilers do require some maintenance. Many manufacturers recommend servicing twice a year, although this is often included in the installation cost. Many systems have automatic fuel loading that removes the need to manually load fuel. You will need to remove the ash from the boiler, but this is as easy as emptying a vacuum cleaner.