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First and foremost, the purpose of a landlord insurance is simple and pretty straightforward. It protects against risks associated with your rental property as well as activity. Most policies start out with building insurance as well as property owners’ liability insurance but you’re absolutely free to include several other covers. These covers can include tenant default or accidental damage, loss of rent and more depending on your needs. It’s important to note that varying types of landlord insurance provides coverage for different sorts of risks. For instance, building insurance provides coverage for the cost of repairing or rebuilding your property, while contents insurance provides coverage for contents if they’re damaged or stolen. However, the question is, does landlord insurance cover boiler? In this post, we’re going to shed more light into this to help you make informed decisions moving forward. Let’s take a look!

The short and simple answer to this question is yes, landlord insurance can definitely cover boiler break down! However, this is usually possible only if you select this option when you purchase your landlord insurance policy. With some boiler cover providers, you’ll have to include a home emergency cover to your landlord insurance so as to cover any form of boiler break down. Once this is done, if the boiler in your rental property starts to malfunction or stops functioning, a Gas Safe registered engineer would be sent to your premises to help out with the situation. With this, the repairing cost of your heating system would be covered by the insurance excluding any excess and up to the limit of your policy.

How Do Electric Boilers Work?

Electric boiler are installed in residential, commercial and industrial properties to serve as a reliable source of heat. Unlike other types of boilers that depends on fossil fuel burning to be able to operate, electric boilers are fuelled by electrical energy which ultimately makes it more reliable and powerful compared to its counterparts. This heating option was basically provided for home or property owners who don’t have an access to the main gas supply.

So how does an electric boiler work? Basically, an electric boiler work by heating water. Once heated, the hot water supply is then distributed to various areas across the house or property. In order to achieve the best possible efficiency at the lowest possible costs, new model electric boilers are installed by licensed and professional boiler fitters with the help of a microchip control system. Meanwhile, the microchip control system functions to oversee the management of both temperature level as well as output.

Unlike other types of boilers such as a gas boiler, electric boilers only require minimal service. If you own a gas boiler, it’s crucial to ensure that it’s serviced every single year by a licensed and reliable professional that’s into boiler repair services. During the checks and maintenance services, the gas boilers would need to be checked for possible gas leaks, as well as ventilation poisoning and other problems.

Overall, electric boilers are considered to be one of the most environment-friendly heating system which is more affordable to install in your property than a gas boiler. It represents the most ideal option for homes with gas boiler issues as well as those that are not connected to the main gas supply. What’s more? Electric boilers are also one of the best options for wet central heating and under floor heating.

The A-G scale refers to the energy efficiency of your boiler. G-rated boilers are the least efficient, and give you less heat and hot water for your money. Installing an A-rated boiler will reduce your energy bills and carbon emissions. Don't compromise on cheaper, lower rated boilers, you will save yourself more money longer term with an A-rated model.

LPG stands for liquid petroleum gas. It’s a by-product of refined crude oil. When it’s put under pressure, LPG turns into a liquid. It’s usually stored in this form. LPG is used as fuel for things like BBQs and camping stoves, as well as central heating.

Yes. Modern condensing oil boilers are ‘A’ rated and therefore as efficient as comparable gas boilers. They come with the same controls as gas central heating systems, so you can still use a thermostat to control your heating efficiently. Also, oil is more efficient as a fuel source than gas, so you will get more energy per unit of oil. Oil prices can fluctuate, however, so ensure that you find a good supplier.

Many domestic biomass boilers are no bigger than a standard gas boiler. However, they do require a flue, a feeder and a space to store the fuel. These can be designed to suit many different properties and will fit in lots of homes or a garage or outbuilding.

Can You Replace Storage Heaters With Electric Radiators?

The short answer to this question is yes. If your outdated storage heater is not heating your home the way it should, you’ll find a better replacement in electric radiators.

Being more modern and efficient, electric radiators offer a wide range of benefits which storage heaters can only dream of. Let’s have a look.

• Unlike storage heaters, electric radiators do not need to be charged up the night before which makes it totally controllable as you do not have to guess what your heating needs will turn out to be the next day.

• The above benefit leads to an even better one as the controllability quality of electric radiators makes them a lot more efficient than storage heaters. Electric radiators usually comes with programmable timers and thermostats which allows you to set various heating schedules for each of your rooms, meaning you’re only heating when and where its needed.

• Unlike some storage heaters, electric radiators do not cause wall blackening and also happen to more elegant and stylish.

• Electric radiators are not tough on allergies like storage heaters as they do not depend mainly on convection to heat

• Electric radiators also have an easy installation process with all you need to do to switch from storage heater to one being the removal of the former and inserting the radiators into the sockets.

However, if you want to make a switch to electric radiators, there’s the need to change to a standard electricity tariff from your economy tariff. And while the standard electricity tariff rates may be more expensive than the night time rate provided by Economy 7, the standard tariff rates are a bit cheaper than the daytime Economy rate. You’ll also get to use much less of electricity while also saving money on your heating bills and more.

If you’re looking to acquire smart thermostats in your home, but wondering about its money saving qualities, then this is for you! Not only do smart thermostats add new impressive features to your home, but it can also save you both energy and money. According to many reports using a programmable thermostat can save you between the range of £130 to £150 on an annual basis. Now think about using a smart thermostat that makes it a lot more easier for you.

Wondering how smart thermostat save money? Simply set your smart thermostat one or two degrees lower or higher than the usual number. Once done, you’re likely to notice 1% to 3% reduction in your energy bills. And if you want even more, you simply increase the percentage to about 10 degrees to 15 degrees to cover the period you spend at work and watch as you save up to 10 percent of your energy bills.

Generally, a smart thermostats will save you money in two major ways. These includes:

• They Do All The Thinking For You

The smart thermostat watches your behaviour and study the time you’re at home and when you’re not as well as your preferred temperature at particular times in a day, and that’s why they are termed as “smart. they’ll automatically adjust the settings to ensure you get home to a perfect temperature.

• They Keep Tabs On Your Usage

You can always count on a two way communicating smart thermostat to watch your usage while also collecting the data and sharing it with you. It informs you of your energy usage rate as well as the estimated amount. Once you’ve been notified, you can manual adjustment or leave it to the thermostat to help manage your energy.