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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

If you get the right size boiler for your business and you get it serviced regularly, your boiler could last up to 15 years. It may even last longer than this, but you’ll find that your boiler begins to become less efficient as it gets older. Also, as technology improves, a boiler older than 15 years may not be the most efficient one on the market.

The size of boiler you need will depend on the size of your home, how many radiators and bathrooms you have and how many people live there. The boiler size refers to its output, which is measured in kilowatts (kW), rather than the actual dimensions. Speak to your boiler engineer about which boiler is suitable for you, as if you have more than one bathroom or a lot of people in your home a combi boiler might not suit you. Other boiler types such as system boilers or conventional boilers may be better suited to larger homes because they have bigger outputs.

What Is A Gas Safety Certificate?

Do you wish to know what a Gas Safety Certificate is and if you need to get one?

If you’re in the UK and you own a rental property, you have a statutory obligation to obtain a Gas Safety Certificate. The law ( Gas Safety - Installation and Use, Regulations 1998) stipulates that landlords as a matter of necessity should have all their gas appliances, fittings,and property flues subjected to yearly checks in order to ensure that they’re are totally safe.

The Gas Safety Certificate can be referred to in a number of ways which includes Landlord Gas Safety Record ( LGSR) or CORGI PROFORMA 12 (CP12). The later dating back to when the official body for gas safety in the UK was CORGI. However, the official body is now known as Gas Safe, hence it’s now usually called a Gas Safety Certificate or something along that line. But regardless of whatever you choose to call it, as long as you reside in the UK, it’s crucial to know that if you need one as soon as possible. So how do know if you need a Gas Safety Certificate?

If you’re a homeowner with a property that you live in, you’re not required by the law to obtain a Gas Safety Certificate. There’s nothing like a homeowner’s gas safety certificate, however we’d recommend you subject all you gas appliances and pipework to yearly examinations to ensure they’re functioning properly and safely.

If you’re a landlord in the UK, you’re required by the law to get a Gas Safety Certificate to ensure your property is safe for your tenants. You must reach out to an approved Gas Safe engineer who’ll carry out annual checks on your appliances to ensure that they’re totally safe.

Biomass boilers will work with existing central heating systems, presuming this is not decades old, whether they use radiators or under floor heating. A surveyor will check the existing system you have in place before quoting for or recommending a biomass boiler to you.

How Much Does It Cost To Move A Gas Meter?

When your gas meter is not in the right location while completing your renovation works or extending your property, it can be a worrying experience.

As a homeowner, you’re not allowed by the law to move your gas meter by yourself - it’s a very dangerous task that’s too risky to undertake just by watching a Youtube video or reading a blog post. Moving of a gas meter can and should only be carried out by a qualified and licensed gas supplier. And this, ultimately, gives rise to the question - how much does it cost to move a gas meter? Before we provide an answer for that, let’s look at what moving of a gas meter entails.

First and foremost, moving of a gas meter typically involves switching off the gas source to your home or property. The pipeline about 2 metres away from your property would be cut into for safety reasons and diverted into another position. Furthermore, you can as well apply that your meter should be re-fitted and re-linked to the inner copper pipeline, but that’s if the inner copper pipeline happens to be within two metres of the new location of your gas meter.

The time involved in the completion of a gas meter re-location project depends largely on the complexity of the job as each project is unique. Typically, the standard timescale from preparation to the final stage of moving a gas meter will take between 4 to 8 weeks. Finally, how much will it cost to relocate your gas meter?

As there are no government funds to subsidize gas meter relocation costs, this can be a very expensive work to carry out. Generally, the price to move a gas meter of about 5m will start within the range of £640 to £670.

To ensure that your boiler is safe and operating efficiently, it’s essential to have it serviced on a regular basis.

Generally, a boiler service will deliver a wide array of benefits which includes the opportunity to identify safety issues like a possible leak of carbon monoxide, efficient use of energy and reduction in energy bills, prevention of breakdowns, a valid warranty when the boiler is serviced regularly by a qualified engineer as well as an extended lifespan. So what exactly does a boiler service cover? This guide will give you a good insight as to what happens during that service.

Before we get started, it’s very important to note that the work done is always as good as the engineer you employ. Therefore, it’s advisable to make sure your preferred engineer is qualified before proceeding with the service. Below are some of the basic practices the engineer may perform during their visit.

• Thorough Inspection

During the visit, the engineer will carry out a detailed examination of your boiler to ensure it still meets the current standards while also making sure that there are no leaks or corrosion. What’s more? They’ll also examine the boiler’s flame for any faults.

• Boiler Casing Removal

The boiler casing will be detached to check all components and ensure they’re free from all forms of dirt and see to it that they’re all working just as they should. This will include examination of the heat exchanger, main injector, burner and spark probe.

• Flue Examination

The engineer will inspect the flue terminals to make sure there are no form of obstructions and it’s also safely installed.

• Gas Pressure Examination

This is done to make sure the heating system is operating at the right pressure.

Many domestic biomass boilers are no bigger than a standard gas boiler. However, they do require a flue, a feeder and a space to store the fuel. These can be designed to suit many different properties and will fit in lots of homes or a garage or outbuilding.