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What Insurance Does A Painter Need?

As a painter, you’re most likely going to require three forms of insurance which includes public liability, income protection as well as tool insurance. However, you should take note that outside these three, there are also several other forms of insurance whose relevance will only be determined by the nature of your business. Now let’s take a closer look into the three most important forms of insurance for painters.

✓ Public liability. What’s surprising here is the fact that many painters are actually aware that they should have a public liability insurance, but only a few really knows what it actually covers. Essentially, what a public liability insurance does is to protect you in the event whereby you messed up and some else suffers a loss as a result of your actions. Third parties can suffer a property damage or personal injury as a result of your negligence. It does not in any way cover the damages to your own property or injuries suffered by you or your staff.

✓ Income protection. As a subcontractor or self employed painter, you’ll be in the best position to know that if you don’t work, there’ll be no money for you. And with no sick leave and possibly no workers’ compensation, then financial problem looms. But not to worry, you can protect yourself from this risk by getting an income protection insurance.

✓ Tool insurance. It’s always a terrible feeling when you go to the site only to discover your tools such as ladders, spray guns, trestles and equipment are suddenly no where to be found. Upon discovery of this situation, you’ll start thinking about the cost of replacing all the tools. With a tool insurance, you can be protected against these sort of situations whereby your tools are stolen, damaged and lots more.

In many instances tree surgery work can still be carried out on trees that are protected by Tree Preservation Orders (TPOs). Tree surgeons will be able to file the needed forms with the local authority to arrange such work, and advise you throughout the entire process.

How Much For A Painter To Paint A Room?

If you’re looking to have your room painted, it’s only normal to get an idea of how much it’s going to cost so you can set a budget and start planning. As you would have expected, the cost of having a room painted is dependent on a wide array of influencing factors such as the size of your room, the type of paint to be used, your location and many more. As a result, providing a single and accurate answer to this question is almost impossible.

Generally, a regular 4 metres by 3 metres room will take just a couple of days to be fully painted including both the coving and woodwork. Outside London, most painters and decorators would charge within the range of £150 to £200 per day meaning that you’ll have a total labour cost within the range of £300 to £400. What’s more? You’d also have to consider the price of the paint to be used which is usually around £50. If you add all the costs together you’ll get an average cost of about £400 to £500.

Unfortunately, paint does not last an eternity. Therefore, there’ll come a time where you’d have to consider painting your room all over again. It may seem unwise to employ the services of a professional painter and decorator especially if you’re on a budget. However, in truth, calling in a professional can go a long way to save you time, stress and money. In other words, even if you’re worried about the cost, a professional painter is still your best bet in the long run as they know exactly what to do to ensure you derive maximum benefits from your painting project.

Do you want to inject a new lease of life into your home or property, or transform it into a more modern style that better suits your taste? Or perhaps you’re only looking to add more value to your property to enable you sell for a profit in the nearest future. Regardless of your purpose, determining the cost of your home renovation can be incredibly difficult. However, you can still obtain a reasonable budget for the project with proper planning as well as preparation. It’s almost impossible to get an exact figure for any home renovation cost, however, this article aims to give you a good idea of cost range to enable you make informed decisions.

The cost of renovating a house can vary significantly depending on a wide range of factors. Some costs are fixed while others may vary greatly. As a result, if you want to have a more exact figure, you’ll have to call in a professional beforehand to give you an idea of how much they’ll charge. Below are some of the most significant costs you’ll most likely face during property renovation.

✓ Administrative cost. Asides from material and labour, the administrative costs is another important cost you’ll need to factor in. The first thing here is usually insurance, this is because all regular building insurance policies does not cover large scale renovation projects. So if what you’re planning is a huge structural change to your property, then it’s more likely that it won’t be covered by your buildings insurance policy. In this event, you’ll have to take out a specialist renovation insurance.

✓ Planning permission and property renovation. This is another potential cost you’ll have to factor in. Submitting a planning application in the UK usually ranges between £200 to £250.

✓ Adding an extension. Generally, a 4m by 5m extension would cost within the range of £30,000 to £40,000.

You can only repair blown double glazed windows in the sense that you can replace the sealed unit (the glass part of the window) instead of having to replace the entire window.

When a double glazed window is blown, it means that the seal around the window has failed and is now letting air in and out. Often the first sign that the sealed unit has blown is condensation on the inside of the window, which is annoying since there’s no way to get rid of it! When your sealed unit has blown, you’ll be losing heat out of the window, meaning you could be spending more on your energy bills.

As a temporary fix, you could see if you can buy a misting repair kit online, but the condensation will eventually occur again as the air gets in. The best thing to do is ask a window installer or glazier to replace the sealed unit for you.

It's simple to replace the glass in a window – the specialist will remove the beading around the window, remove the blown glass from your window frame and set it to one side. They will then clean up around the frame before adding spacers in, then fitting the new sealed unit into the frame. They’ll make sure it’s a snug fit before replacing the beading back around the window to secure it.

There's no reason to put off repairing a blown double glazed window since the cost is generally much less than replacing the entire thing. A sealed unit with installation costs an average of £100, whereas a completely new window will cost around £400. You’ll soon notice that it’s less draughty and will be able see out of your window once you’ve had the blown glass replaced.

How Much To Replace A Flat Roof

There’s no straight answer to this question. However, the average cost lies within the range of £1000 to £5000. This range may look too wide but the price is greatly influenced by a number of factors which is capable of making the price increase or decrease. Some of the factors affecting the cost of flat roof coverings and replacement include: the type of flat roofing system and materials you want, the area size of the flat roof in M2, the project’s location, the roofing company to be used, the ease at which to reach the roof, cost of removing the old flat roof as well as cost of removing the other waste.

Although there are many factors to be put into consideration but the most crucial factor is the size of the house or the area size of the flat roof in M2. for instance, a one bedroom apartment’s flat roof will have a price between £1500 to £3000. This is, however, with the assumption that the flat roof is going to be used as the main roof of the house. But if you’re only using it for a section of the house like your garage, the price could range between £700 to £1000

There four commonly used types of flat roof materials which includes fibreglass, felt, rubber and lead. If you need a felt roof, for example, the price is between £40 to £70 per m2. And in the same tone, a metal roof will generally cost more than a a flat roof made from rubber.

Another important factor we’ll discuss is the labour or the roofing company to be used. Different roofing companies will charge different prices. As a result, you should carefully compare the prices of the companies in order to get a great deal.

First and foremost, there exists a common argument which revolves around graffiti. While some particular set of people believe that graffiti is vandalism and a punishable offence, other believe it’s actually a form of art which should be encouraged for more to be done. There exists some graffiti with great value, however it must be stated that not all (if not most) graffitis are pleasing to the eye. If you happen to live in an environment that’s rife or perhaps your very own property is vandalized, the detracting aspects of graffiti can be highly frustrating. Therefore, if graffiti is carried out on a property without the consent or permission of the property owner, then this is considered to an illegal act. If you have one done on your property, you’d probably want to know who will be responsible for the graffiti removal. So, who is responsible to removing graffiti which suddenly shows up? Although there are varying rules in various councils, the general rule of thumb is the person responsible for graffiti removal is owner of such property. In other words, if it happens to be on your personal or business property then it’s your responsibility to have it cleaned. However, if it appears on a public or council property, then it’ll be the responsibility of the council to have it removed.

You can report any form of graffiti on your property, but different councils have their unique ways for making such reports. For instance, the City of London offers an app dedicated to help home or property owners report both vandalism and fly tipping. Other states may provide phone numbers and email addresses where you report graffiti to the authorities.