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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

Your LPG storage tank will need to go outside your property, possibly underground if you have limited space. There are planning rules that restrict where you can put your tank, especially if your property is listed or on designated land. Take a look at our planning permission article to find out more.

How To Fix A Boiler

A boiler is subjected to regular usage, working for a several hours a day and providing hot water for shower on a daily basis and even more so during winter. With it’s power and efficiency, we tend to postpone or even totally overlook its maintenance. However, no matter how good your boiler is, it consists of many moving components and it’ll certainly develop some faults some day. When the inevitable occurs, you might want to save some money and get it fixed all by yourself.

When it comes to fixing boilers, seeking help from a licensed heating engineer is usually the best solution, however at times you might be just lucky to be faced with minor issues which you should be able to handle yourself. In this article, we’ll look at some of the most common causes of a broken boiler and how you can get your heating system up and running again. Let’s have a look!

✓ Low system pressure. In the event whereby your boiler display a low system pressure, it could mean that the system is about to breakdown. You’ll have to carry out regular inspections on the pressure gauge to see if there’s any noticeable changes and call in a heating engineer immediately to prevent a system breakdown from happening.

✓ Poor heat production. Although this is unlikely to lead to any great issues, but it’ll reduce the effective functioning of your heating system. To prevent a debris build, it’s important to have your boiler cleaned regularly.

✓ Strange noises. Boilers often make noises, so there’s nothing to worry about unless it’s a banging or whistling noise that’s very odd , then there may be a serious issue. You’ll have to check the air intake, pressure, exhaust and piping to ensure they’re working just fine, if not there may be a need for replacement.

LPG stands for liquid petroleum gas. It’s a by-product of refined crude oil. When it’s put under pressure, LPG turns into a liquid. It’s usually stored in this form. LPG is used as fuel for things like BBQs and camping stoves, as well as central heating.

During a boiler service, your boiler engineer will perform a series of checks to ensure that your boiler is safe and efficient. First, they will conduct a visual inspection to check for any corrosion or leaks. They will also check the flame in your boiler. They’ll then remove the boiler casing and check all the components, including the heat exchanger, burner and spark probe, then clean the inside. After this, they’ll check the flue for obstructions and ensure that it’s safely fitted. They will then do a gas pressure check to ensure the boiler is working at the right pressure, before firing it up to check for any working faults.

How Often Should You Service An Oil Boiler?

If you have an oil boiler, you probably know the importance of having it serviced to ensure its proper functioning, prolong its useful life as well as ensuring the safety of your home. However, the question that most frequently arises is how often would one need to service the prized hating system? If you’re also looking for the answer to this same question, then you’ve come to the right place. To make sure your oil boiler is running smoothly, safely and efficiently, it should be serviced as often as once in a year. You certainly do want to know the numerous disadvantages of failing to service your boiler. Not only will neglecting your oil boiler service result in possible faults as well as higher energy bill caused by its inefficiency, but can also lead to your warranty ending early.

Therefore, you should ensure your oil boiler is serviced by a qualified heating engineer on an annual basis to make sure it’s running just as it should. This will give you peace of mind knowing you wouldn’t be spending huge bucks on possible repairs and in some cases, replacements.

As a landlord in the UK, it’s a legal requirement to make sure that your oil boiler and flue system is services on a yearly basis in your rental property.

Unlike a gas and oil boiler, an electric boiler do not require the same level of maintenance or servicing. However, it’ll be a nice move to ensure that it’s also checked once in a while.

Overall, it’s important to note that failure to service your oil boiler on a yearly basis can give rise to multiple risks. These includes a rise in energy bills, carbon monoxide leak, fault that can cause boiler breakdown as well as an expensive repair or replacement bill.

How Do You Bleed An Oil Boiler?

Bleeding air between the oil supply and an oil fired boiler’s burner is a process that’s often required when the system has run out of oil and the burner has stopped working. Upon refilling the oil tank, the air that has been trapped within the oil pipe when empty has to be freed to ensure that the oil reaches the burner and allows it to start again. So how do you go about the process?

First and foremost, it must be noted that it’s always better to be on the look out for the amount of oil in your fuel tank and get it refilled before it runs out. However, if it does run out, you can take the following steps:

• Identify the burner

The burner is a red plastic cover and it’s usually positioned on the bottom part of the boiler (mostly inside the boiler casing). Once identified, inspect it to see if the lockout button is lit red. If yes, simply unscrew and detach the burner’s red case using a flat head screwdriver.

• Identify the oil pump

You’ll find the oil pump on the burner’s left side which is connected to the flexible oil line. Once done, simply locate the 3 inches long hexagonal stem protruding from the pump and with a small threaded plug screwed into the end. Unscrew the plug in just half a turn ( 180 degrees) with a 4mm Allen Key. At this stage oil will be released, do ensure there’s a cloth or rag underneath the plug to grab the oil freed.

• Press the lockout button

This is the next and final step. However it’s also crucial to note that the burner fan will run for about 12 seconds and discharge some oil from the loosened plug which you can grab with a cloth or rag. Immediately you hear a buzzing sound, use the Allen key to tighten the plug. If enough air has been bled, the system will fire. But if not, then you’ll have to repeat the process again.

What Size Of Electric Boiler Do I Need?

If you’re thinking about installing central heating in your home or property, you’ll be shocked by the plethora of options that’s currently available in the market as regards the boiler type that can be installed. Being a very good alternative to gas boilers or an oil or LPG boiler, electric boilers are here to stay. They usually feature different power outputs which tends to lead to one of the most frequently asked questions about electric heaters - what size of electric boiler do I need? Here, we’ll give you a good insight into sizes of electric boilers available to help you make the right decision.

The importance of getting the perfect size of electric boiler for your home can not be over-emphasized. If your electric boiler size is too small, it won’t be able to provide the level of heat and hot water required. And on the other hand, if it’s too big, it’ll definitely consume more electricity which would be a total waste of money.

To determine the correct size, if you have a wet central heating or water radiators in your home, you’ll need to calculate the boiler’s capacity required to operate them and allow 1.5kw per radiator. To be more accurate, it’s advisable to talk to a professional installer to avoid making a costly mistake. Every professional installer should have an idea of the appropriate size of electric boiler that’ll be needed given your special requirements and home size.

Generally, with a 12k kilowatt boiler, you should be able to operate up to 7 to 8 radiators which is good for smaller properties. For apartments and flats, getting a smaller electric boiler would be the best option.