Gas Boiler (Repair & Servicing) in Banbury

Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

If your boiler is leaking, there are some checks that you can do yourself. However, you should never attempt to repair your boiler yourself – only a Gas Safe-registered engineer should conduct repairs.

There are 3 main reasons why your boiler might be leaking: there’s a pressure valve fault, a temperature valve leak or corrosion in the system. An engineer will be able to spot the problem quickly, but in the meantime there are a few things you can do:

Check the pipe fittings

If your boiler is leaking water around the pipe fittings, it could be an installation fault and you should get in touch with the engineer that fitted it. You can check the pipe fittings by drying the area then waiting to see if the water appears again. If it does, you may be able to do a ¼ turn of the pipe to stop it. However, you should still call the engineer that installed it to ask them to check the PTFE tape on the inside.

Inspect the seals

Over time, the rubber seals on a boiler can start to perish, so if you have an old boiler this could be the source of your leak. If you have a new boiler, it could be caused by your boiler running over pressure.

Heat exchanger corrosion

Unfortunately, if a boiler engineer discovers that the boiler is leaking water from the heat exchanger, this is the end of the road for your system. The heat exchanger is the most expensive part of your boiler, so it makes more financial sense to replace your boiler with a newer, more efficient model rather than try to replace it.

No. You must never repair your own boiler – only a Gas Safe-registered engineer can do any work on your boiler. You can do simple DIY tasks to repressurise your boiler or stop a leak, but if you have to remove the outer casing of the boiler or touch the flue then you must get a qualified boiler engineer to take a look at your central heating system.

Who Fixes Boilers?

With boiler running for several hours in a day and working hard to ensure that our home stays warm, even when we tend to take it for granted it’s always there give us the heat we need whenever we need it. So in the event whereby the inevitable happens and your boiler breakdown, which professional is the most suitable to call for help? When the pressure is on to stop a boiler leak or bring back warmth to your home, knowing who to call can make all the difference.

When you need a professional to fix your boiler, the right professional to call is a heating engineer. Heating engineers work mainly on heating I both homes and businesses, so you’d be right to call them specialists in all heating matters. As a result of this, you may want to give them a call when experiencing some issues with your boiler as they’d be in the best position than any other professional to give you a proper solution.

Generally, heating engineers are experts when it comes to fixing boilers and can help with various tasks such as installing a new boiler, boiler repairs, installing new gas pipes, repairing gas leaks, changing radiators, fixing leaks, installing heating controls and many more. What’s more? A boiler repair has to do with working with gas and before you can do that you must be a Gas Safe registered engineer as required by the legislations in the UK. In other words, any gas boiler related issue must be tackled by a Gas Safe registered engineer as this is a very dangerous fuel in which the services must be provided to highest standards of safety. Only heating engineers can be a Gas Safe registered engineer to work on gas boilers.