Gas Boiler (Repair & Servicing) in Isle Of Man

Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

How Often To Service Boiler?

A boiler is a vital part of any home especially if you’re in the UK. Not only does provide your entire household with hot water and keep them warm but also adds a good value to your property. Boiler repairs and replacement are both super expensive and stressful, so in order to avoid all these worries, it’s better to have your boiler serviced on a regular basis for your own peace of mind. When you call in a reliable heating engineer, it can immensely raise your boiler’s efficiency while also saving you from more expensive issues down the road.

So if you haven’t had your boiler serviced for quite some time, moved into a new house and not aware the last time your boiler was serviced or perhaps you’re just wondering how often a boiler should be serviced, then you’ve come to the right place! The short and simple answer to this question is a boiler should should be serviced once in a year, and most preferably during the summer months. However, there are a wide range of factors that comes into play so it’s always advisable to check with your manufacturer before you proceed.

According to the law, you’re required to have your boiler services on an annual basis. Failure to do so can render your boiler or home warranty void. Therefore, it’s very crucial to take down the last time your boiler was serviced and also set a reminder to book your next appointment when the time closes in.

If you happen to own an electric boiler you may not need an annual servicing. But you may still be required to perform it annually by your insurance provider.

Can I Repair My Own Gas Boiler?

If you’re more of an handy person, then you’d probably want to fix everything you can around the house while saving yourself some money that would have been spent on hiring a professional instead. This is a very cost effective but at the same time you must know that some tasks are usually more difficult than others, and a good example of those complex tasks is boiler repair. Not only can this be very tough, but they can also potentially be one of the most dangerous home appliances you can acquire. So with that in mind, what can be done to ensure your gas boiler is taken care of and in the event whereby it starts to malfunction, what can be done to remedy the situation?

With regular maintenance and repair of your gas boiler, you’d have absolutely nothing to worry about. However one of the fear several DIYers have is the fact that they might just end up incurring more expenses on services they didn’t really need in the first place. But when it comes to gas boilers, it’s necessary to be certified to work with them as it’s very dangerous to tackle it all by yourself. Despite this, there are still some minor issues that you wouldn’t need to hire a technician to resolve. In some cases, all that would be needed is simply to reset the boiler. To identify where the reset button is, simply go through your boiler’s manual for more information. Most times, all you’ll have to do is press down the reset button for a couple of seconds. If the boiler isn’t fully restored to its normal proper functioning state after two resets, then you may need to call in a professional for help.

No. You must never repair your own boiler – only a Gas Safe-registered engineer can do any work on your boiler. You can do simple DIY tasks to repressurise your boiler or stop a leak, but if you have to remove the outer casing of the boiler or touch the flue then you must get a qualified boiler engineer to take a look at your central heating system.